表现
RD 熱度指數
RD 增長指數
| 1h | 24h | 7d | 30d | 60d | 90d |
|---|---|---|---|---|---|
| 0.34% | 4.91% | 3.85% | 16.67% | 7.64% | 7.72% |
收入和銷毀
協議收入
$727.57K回購資金
--銷毀資金
--回購率
--協議資金趨勢
月度金額與比值
| 週期 | 協議收入 | 回購資金 | 銷毀資金 | 回購率 |
|---|---|---|---|---|
| 2026-11 | $727.57K | -- | -- | -- |
| 2026-10 | $7.61M | -- | -- | -- |
| 2026-09 | $6.97M | -- | -- | -- |
| 2026-08 | $5.1M | -- | -- | -- |
| 2026-07 | $4.44M | -- | -- | -- |
| 2026-06 | $4.45M | -- | -- | -- |
比較
代幣經濟學
解鎖進度
數據源: CoinGecko
XRP was premined at 100 billion with no mining or staking issuance, and the protocol prohibits further issuance. Transaction fees are burned for deflation; Ripple locks 55 billion in on-chain escrow, releasing up to 1 billion monthly with unused amounts rolled over.
Top 持有者
| 持倉地址 | Token | 持倉數量 | 7d | 佔比 | 價值 |
|---|---|---|---|---|---|
| Binance 8 (acec) |   XRP | 129,863,696.31 | -- | 0.13% | $162.32M |
| Binance 28 (efcb) | XRP | 30,274,663.03 | -- | 0.03% | $37.84M |
| 0x0b07...967e | XRP | 14,037,616.94 | -- | 0.01% | $17.54M |
開放市場
| # | 交易所 | 交易對 | 價格 | +2% 深度 | -2% 深度 | 成交量(24小時) | 成交量% |
|---|---|---|---|---|---|---|---|
| 1 | UUpbitCEX | XRP/KRW | $1.93 | $1,989,338 | $1,888,674 | $263,038,262 | 13.87% |
| 2 | XRP/USD | $1.92 | $3,467,846 | $4,123,983 | $182,195,961 | 9.61% | |
| 3 | KKuCoinCEX | XRP/USDT | $1.91 | $1,652,583 | $1,713,548 | $119,913,432 | 6.32% |
| 4 | HHTXCEX | XRP/USDT | $1.92 | $851,843 | $636,129 | $105,996,567 | 5.59% |
| 5 | BBybitCEX | XRP/USDT | $1.92 | $1,315,236 | $1,373,690 | $103,894,844 | 5.48% |
| 6 | BBithumbCEX | XRP/KRW | $1.93 | $1,097,949 | $1,699,115 | $94,328,652 | 4.97% |
| 7 | XRP/USD | $1.92 | $3,729,176 | $4,920,825 | $82,111,213 | 4.33% | |
| 8 | OOKXCEX | XRP/USDT | $1.91 | $2,521,364 | $3,330,483 | $55,555,870 | 2.93% |
| 9 | PPoloniexCEX | XRP/USDT | $1.91 | $341,653 | $437,808 | $55,307,558 | 2.92% |
| 10 | BBitgetCEX | XRP/USDT | $1.92 | $2,611,698 | $2,737,955 | $53,142,315 | 2.80% |
跟隨更新
跟隨列表
人物
關於Ripple
Ripple是一個利用區塊鏈技術實現更快、更便宜跨境支付的全球支付網絡。其核心業務包括Ripple Payments（為金融機構提供的即時結算系統）、數位資產託管服務，以及其自有穩定幣RLUSD。該公司將自身定位為傳統金融（TradFi）與去中心化金融（DeFi）之間的橋樑，讓銀行能夠在不替換現有基礎設施的情況下整合區塊鏈。 Ripple主要解決的痛點是傳統SWIFT系統的低效率，該系統可能需要數天才能結算跨境支付，涉及高額費用且缺乏透明度。Ripple的解決方案可在數秒至數分鐘內完成交易結算，全天候運作，並降低成本。其競爭優勢在於法規合規性（持有全球超過75張牌照）以及與現有金融訊息標準（如ISO 20022）的互通性，使銀行更容易採用。 在過去六個月（2026年2月至8月），Ripple擴大了其機構版圖。關鍵進展包括韓國全北銀行部署Ripple Payments進行跨境匯款，取代較慢的SWIFT轉帳。該公司的穩定幣RLUSD自2024年12月推出以來，市值已超過20億美元，增長八倍。Ripple還推出了Ripple Mint平台，用於機構發行和贖回RLUSD，並與萬事達卡結算整合，同時透過與Bitso和Flutterwave的合作，擴展至日本、土耳其和非洲。 然而，在此期間也出現了負面消息：XRP價格在2026年8月跌破1美元，較2025年7月3.65美元的峰值下跌約73%，測試多年支撐位。儘管有正面的合作公告，但價格仍下跌，顯示出機構採用與市場表現之間的脫節。
Ripple已從跨境支付網絡轉型為全方位數位資產基礎設施提供商。關鍵里程碑包括：2012年成立並推出XRP帳本；2020年SEC訴訟為行業帶來監管明確性；2023年部分勝訴，區分程式化與機構XRP銷售；2025年正式和解終結所有訴訟；2025年取得MiCA CASP授權，可在30個歐洲經濟區國家提供加密服務；盧森堡牌照預先核准強化歐洲合規；RLUSD穩定幣在支付、交易所及跨鏈基礎設施方面取得進展；以33億美元估值策略投資Flutterwave，擴大非洲支付版圖；全北銀行在韓國部署Ripple Payments作為SWIFT替代方案；積極倡導CLARITY法案以建立全面的美國市場結構，Ripple高層會見商務部長並敦促參議院支持。2026年Ripple Prime的Delta One業務啟動，標誌著進軍美國股權衍生品市場，橋接傳統與數位資產。Ripple的歷程反映了持續的監管參與、地域擴張，以及從支付領域向穩定幣、託管及機構交易基礎設施的產品多元化。
Institutional expansion: RLUSD market capitalization surpassed $2.5 billion, with over $1 billion issued on the XRP Ledger, and Standard Chartered launched institutional RLUSD custody through its Dubai DIFC branch on October 12. Ripple received MiCA crypto-asset service provider authorization from Luxembourg CSSF on July 6 and struck stablecoin settlement and custody partnerships with Cross River, DriveWealth and South Korea Meritz Securities.
Market & network: U.S. spot XRP ETFs recorded 13 consecutive weeks of net inflows totaling about $1.8 billion, yet XRP still slipped from around $1.40 at the start of October to about $1.32; the XRP Ledger received an emergency patch on October 12 for a payment-engine vulnerability dating back to 2015 (no unauthorized XRP was minted), and the LendingProtocol amendment stalled short of the 80% validator-vote threshold.
On October 12, 2026 Standard Chartered began institutional custody of RLUSD on the XRP Ledger through its Dubai International Financial Centre branch, and the bank, Ripple and LMAX jointly proposed using RLUSD as trading collateral; on October 14 Ripple signed DriveWealth for an RLUSD settlement pilot starting in Europe and agreed its first Korean brokerage partnership with Meritz Securities. The same day Evernorth, holding about 473 million XRP, listed on Nasdaq as XRPN.
RLUSD expanded quickly through 2026: Japan's Financial Services Agency approved it and SBI VC Trade listed it on June 24, it entered Türkiye on June 2 through BiLira, Bitexen and Bitlo, and its market capitalisation reached about $1.58 billion by end-July, of which $907.2 million, or 58.9%, was issued on the XRP Ledger. Stablecoins on the ledger hit a record $1.02 billion on July 13, and onchain real-world assets reached $2.25 billion at the end of the first quarter. On September 25, xrpld 3.4.1 fixed an integer overflow bug dating back to 2015 without minting extra XRP. US spot XRP ETFs drew about $1.8 billion in cumulative net inflows.
Ripple's Future strategy and roadmap: Ripple's licence stack serves one goal: making RLUSD the default dollar leg in bank settlement. The OCC granted final approval on October 26 for Ripple National Trust Bank, which will act as reserve trustee and fiduciary custodian for RLUSD while issuance stays with NYDFS-regulated SCTC and BNY keeps the reserves, turning compliance cost into an entry barrier; a trust charter cannot take deposits, so the queued Federal Reserve master account is what really sets the ceiling. Luxembourg's CASP, the Australian AFSL and Japan's chain expansion are the three distribution legs meant to let clients across 30 EEA countries collect, convert and pay through one interface. The competition is USDC's institutional channels and banks issuing their own deposit tokens; more than 85 licences and a seat in the OpenUSD coalition are the differentiation.
瑞波的共同創辦人兼執行董事長是克里斯·拉森。主要高階主管包括執行長布拉德·加林豪斯、總裁莫妮卡·朗、財務長喬恩·比利奇、策略計劃資深副總裁艾瑞克·范·米爾滕堡、企業行銷與溝通資深副總裁基爾斯滕·霍拉斯、企業業務發展資深副總裁艾瑞克·傑克、法務長史都華·阿德羅蒂、人事與環境資深副總裁瑪麗爾·凱利、全球服務資深副總裁唐·斯圖爾、穩定幣資深副總裁傑克·麥克唐納、亞太區董事總經理菲奧娜·默里、中東與北非區董事總經理里斯·梅里克、副總裁巴努·科利、拉丁美洲區董事總經理西爾維奧·佩加多，以及拉丁美洲區公共政策總監瑪麗亞·伊莎貝爾·卡瓦略·西卡·隆吉。以上均為官方資料顯示的現任領導層。
Daniela Diaz 於 2026 年 5 月加入 Ripple，擔任營運職務。她擁有超過 6 年經驗，曾於 Arrington Capital 擔任創投營運，並在 MULTZ Agency 擔任製作總監。Ripple 近期在杜拜設立區域總部，以擴充團隊並強化受監管的支付服務。Daniela 的加入將有助於 Ripple 的營運與發展。
Ripple holds a New York State Department of Financial Services (NYDFS) BitLicense and a New York limited-purpose trust company charter (June 2024), a Singapore MAS Major Payment Institution licence, and a Luxembourg CSSF electronic-money institution (EMI) licence.