表现
RD 熱度指數
RD 增長指數
| 1h | 24h | 7d | 30d | 60d | 90d |
|---|---|---|---|---|---|
| 0.15% | 5.74% | 2.99% | 17.59% | 15.30% | 35.17% |
比較
代幣經濟學
解鎖進度
數據源: CoinGecko
Top 持有者
| 持倉地址 | Token | 持倉數量 | 佔比 | 價值 |
|---|---|---|---|---|
| Polygon: ERC20 Bridge (bbdf) |   TEL | 39,352,597,687.55 | 39.35% | $55.33M |
| 0x2703...2703 | TEL | 4,299,080,099.56 | 4.3% | $6.04M |
| 0xbd02...75b8 | TEL | 3,834,240,801 | 3.83% | $5.39M |
開放市場
| # | 交易所 | 交易對 | 價格 | +2% 深度 | -2% 深度 | 成交量(24小時) | 成交量% |
|---|---|---|---|---|---|---|---|
| 1 | TEL/ETH | $0.004087 | $5,391 | $5,375 | $86,205 | 77.95% | |
| 2 | TEL/WETH | $0.004051 | $8,905 | $8,878 | $83,032 | 75.08% | |
| 3 | TEL/WETH | $0.003992 | $1,237 | $1,234 | $29,313 | 26.50% | |
| 4 | TEL/ETH | $0.004083 | $479 | $478 | $13,053 | 11.80% | |
| 5 | GMRT/TEL | $0.003994 | $355 | $354 | $1,447 | 1.31% | |
| 6 | TEL/GMRT | $0.004156 | $360 | $359 | $183 | 0.17% | |
| 7 | TEL/GMRT | $0.004156 | $360 | $359 | $183 | 0.17% | |
| 8 | USDC/TEL | $0.003997 | $2,670 | $2,662 | $123 | 0.11% | |
| 9 | USDC/TEL | $0.003997 | $2,670 | $2,662 | $123 | 0.11% |
跟隨更新
跟隨列表
人物
關於Telcoin
Telcoin 是一個基於以太坊的行動匯款網絡，專注於向新興市場的跨境資金轉移。其核心業務是將電信運營商與區塊鏈支付連接，用戶可透過 Telcoin Wallet 應用程式直接將資金發送給超過20個國家的行動錢包。該公司也發行自己的穩定幣（Digital Cash），並運營一個由行動網路運營商保護的EVM相容區塊鏈。 Telcoin 解決的主要痛點是傳統匯款服務的高成本與低速度，特別是針對依賴手機但無銀行帳戶的族群。透過利用現有電信基礎設施，Telcoin 避免了建立自有分發網絡，能以較低費用（目標是每筆交易低於2%）觸及數百萬用戶。 在過去六個月（2026年3月至9月），Telcoin 達成了一個重要里程碑：2026年6月，它在內布拉斯加州數位資產保管機構特許狀下，推出了美國首個受監管的鏈上銀行帳戶。這使得客戶可以持有直接與其 eUSD 穩定幣掛鉤的銀行存款。該公司還將其 Digital Cash 穩定幣產品擴展到更多貨幣，並繼續與全球更多行動網路運營商整合。 然而，Telcoin 面臨挑戰。監管審批因司法管轄區而異，國際擴張取決於在多個國家取得牌照。來自 Wise 和 Remitly 等既有競爭對手，以及投資於更快支付軌道的傳統銀行的競爭依然激烈。生態系統仍在發展中，實際用戶採用情況尚未在規模上得到證實。
Milestone: On June 22, Telcoin Bank (Nebraska charter) launched the first US-regulated onchain bank accounts, connected to Fed payment rails and tied to its eUSD stablecoin.
Token moves: On September 24 Telcoin began migrating TEL to a new 18-decimal version to serve as native gas on its upcoming Telcoin Network; the mainnet is still pending. TEL traded near $0.0016 in mid-September, about 97% below its all-time high.
On June 23, 2026, Telcoin launched the first regulated on-chain bank account in the United States, tying eUSD to the Telcoin Wallet in partnership with Battle Creek State Bank. It had obtained a DADI license in November 2025 and issued the first $10 million of eUSD that December. In 2026 the account connects compliant stablecoin payments with bank accounts.
Future strategy and roadmap: Telcoin plans to keep expanding on-chain banking and remittance services under the US regulatory framework, connect eUSD to more insured depository institutions, and roll out mobile cross-border payments in markets such as Southeast Asia.
保羅·諾伊納（聯合創始人兼執行長） 保羅·諾伊納是Telcoin的聯合創始人兼執行長，該公司是一個基於以太坊區塊鏈技術的行動匯款網絡。在創立Telcoin之前，他曾投身於網路安全與電信詐騙管理領域，創立了Mobius Wireless Solutions並擔任執行長，為全球行動網路運營商提供收入保障與詐騙管理解決方案。此外，他亦曾於安永科技公司創立網路應用開發部門。
In November 2025, Telcoin Digital Asset Bank won final charter approval from the Nebraska Department of Banking and Finance as the first U.S. Digital Asset Depository Institution, a state-chartered crypto bank. Its EU arm is registered with the Bank of Lithuania as a virtual asset service provider.