UUPAY

UUPAY is a crypto payment service launched in 2023 that provides virtual and physical cards on Visa and Mastercard rails. Users fund their account with stablecoins such as USDT, and at the point of sale the system converts to fiat at the prevailing rate to complete the deduction. Cards work at online and offline merchants accepting the corresponding network, with limits tied to the account balance.

It addresses the inability of stablecoin holders to pay directly in everyday spending scenarios by packaging custody, conversion and card issuance into one account, removing the need to withdraw to a bank first. The service also bundles eSIM data plans and a multi-currency wallet. On the compliance side the operating entity holds a US money services business registration. It is framed as a stablecoin payment card and consumer entry point project.