Suby

Suby is a payment gateway for cross-border business that accepts both card and crypto payments while settling to merchants in USDC. It separates the payment method from the settlement asset: buyers use a card, a wallet or an exchange transfer, and sellers receive stablecoins, removing currency conversion and bank onboarding steps.

The gateway performs the swap and bridging inside the payment, sponsors network fees, and issues a dedicated deposit address per order that credits automatically on arrival. For subscriptions, a billing engine handles renewals, proration and retries, and the platform acts as merchant of record carrying sales tax and chargeback liability. Each order produces a reconciliation record with payment method, rate, fee and settlement time that merchants can export. Refunds return along the original path, crypto refunds as a fresh stablecoin transfer, and transactions are screened before settlement. It serves SaaS, digital content and community subscription sellers.