RealFI

RealFI handles real estate tokenisation and payments on the XRP Ledger. Institutions can issue property rights as on-chain tokens through the platform, buyers purchase fractions with REAL or XRP, and trading runs on the ledger's native order book and automated market maker without extra bridges or wrapped assets. Tokenisation proceeds in three steps of appraisal, issuance and distribution, with compliance and title transfer executed by on-chain scripts instead of intermediaries.

Beyond the asset side, the project runs payment rewards: users scan receipts at physical stores to earn REAL, the token is accepted alongside XRP for settlement inside the ecosystem, and periodic burns reduce circulating supply. The platform went live on the XRP Ledger on 3 August 2025, targeting fractional property ownership and merchant payments in emerging markets, with issuer addresses, reserves and burn records published on-chain and settlement completing in three to five seconds.