MoonPay

自2019年成立以來，MoonPay已從法幣到加密貨幣的支付閘道，發展為涵蓋支付、交易、託管與會計的全面金融基礎設施。 關鍵里程碑包括：推出MoonPay Trade進入代幣化資產與DeFi市場，標誌著從支付擴展至交易；收購Dawn Labs並推出AI交易助手Dawn CLI，實現自然語言策略描述與自主交易執行；以及推出MoonAgents Card，這是一款基於Mastercard網絡的穩定幣簽帳金融卡，專為AI代理設計，開創了機器發起支付的新典範。 2026年的收購潮尤為關鍵：收購Glide解決跨鏈支付挑戰，收購Entendre填補穩定幣會計層，並收購Sodot（一家以色列金鑰管理公司）以強化機構託管能力。這些收購使MoonPay能在半個月內完成三筆交易，加速其機構業務擴展與IPO進程。 在AI整合方面，MoonPay在ChatGPT內推出專屬應用程式，讓用戶直接在對話中購買加密貨幣；隨後推出PayBox，支援透過ChatGPT與Claude進行直接支付。這些舉措將加密支付嵌入主流AI互動介面。 從長遠來看，MoonPay正從支付基礎設施轉型為AI時代的金融作業系統，涵蓋資金流動、資產交易、AI代理支付與財務自動化的完整鏈條。

MoonPay Korea launched in Seoul on September 29, 2026, working with Woori Bank, KB Financial Group and KakaoBank on won-denominated stablecoins, cross-border payments and on/off-ramps, and plans to apply for VASP registration in 2027; it signed a memorandum with Woori in April and, with two partners, bought fintech firm Finger for 110 billion won, about $81 million.

On September 23 it agreed to acquire North Capital, whose platform has supported more than $8.7 billion in primary and secondary trading; during the year it also bought Solana trading infrastructure DFlow, which processed about $45 billion in 2026, and Iron, which was reorganised into MoonPay Enterprise stablecoin APIs. On the product side it launched PayBox, a payment vault for Claude and ChatGPT, and MoonPay Trade, which reaches more than 200 chains through a single API. Secondary-market valuation is around $3.7-3.9 billion, with over 32 million verified users globally.

Future strategy and roadmap: MoonPay is converting on-ramp traffic into regulated capability: Iron added stablecoin issuance and settlement, Sodot's key management underpins MoonPay Institutional, DFlow and Decent add execution, Entendre adds finance reconciliation and North Capital adds brokerage and transfer agency, with former acting CFTC chairman Caroline Pham running Moon Global Markets, all pointing at institutional distribution rather than retail conversion. The revenue logic swaps a single ramp fee for issuance margin, settlement fees and recurring enterprise contracts, at a cost in post-merger compliance and treasury operations. Talks with ICE at roughly a $5 billion valuation and a new global CFO signal preparation for public markets, while replicating the Korea model in Japan and Singapore depends on local stablecoin law rather than product.

聯合創始人： Ivan Soto-Wright（聯合創始人兼首席執行官）——曾創立Saveable，現負責MoonPay的全球運營。 Victor Faramond（聯合創始人）——MoonPay支付基礎設施的早期架構師。 Max Crown（聯合創始人兼董事會成員）——參與戰略方向制定。 核心管理層： Keith Grossman（總裁）——前企業高管，推動業務發展。 Caroline D. Pham（首席法務與行政官）——前美國商品期貨交易委員會代理主席，負責法律、合規及政策事務。 Ali Aghareza（首席技術官）——領導工程與產品創新。 Max von Wallenberg（穩定幣業務首席執行官）——主導穩定幣相關計劃。 Abhay Mavalankar（策略與投資高級副總裁）——管理企業戰略及併購。 Kareem Khattab（副總裁）——支持運營領導工作。 Charlotte Laborde（合作夥伴兼增長總監）——推動用戶獲取與合作夥伴關係。

卡里姆·哈塔布於2026年6月加入MoonPay擔任副總裁。他是Entendre的創始人，這是一家被MoonPay收購的AI會計初創公司。他現在領導應用AI項目，將MoonPay的技術棧擴展到財務運營領域。

MoonPay tiers its crypto purchase fee by payment method: from 1% for bank transfers up to 4.5% for Visa card purchases, a 1% to 4.5% range; the custom fee partners may add on top of MoonPay's own fees is capped at 5%.

MoonPay holds a New York BitLicense (June 2025) and a New York limited-purpose trust company charter, a Dutch Authority for the Financial Markets (AFM) crypto-asset service provider (CASP) licence, a UK FCA registration, and an Irish virtual-asset service provider (VASP) registration.