InventMoney

Invent Money is a finance app for people who earn online, putting gigs, contests and saving in one place: users enter skill competitions scored by AI, take paid tasks aggregated across platforms, and can move earnings into built-in savings and investment tools. The platform says it distributes an agreed share of every revenue dollar to participants in cash rather than points or vouchers. It targets the hundreds of millions of gig workers and creators whose platforms take most of the revenue and who lack tools to build wealth.

Replacing points with real cash sharing is the fundamental difference from most play-to-earn products: the promise is revenue share rather than token incentives, which is more sustainable in theory but requires actual revenue to honour. Early access opened in February 2026 and the product is still being validated. Three risks stand out: transparency of the share ratio, whether referral-driven growth converts into durable revenue, and how a revenue-sharing model sits with financial licensing and securities definitions across jurisdictions.