Hexn.io

Hexn.io is a crypto lending and asset management platform operating since 2022 where users deposit more than 50 assets, including bitcoin, ether and stablecoins, and earn interest over a fixed term, with entry points for instant swaps and leveraged trading for holders seeking scheduled cash flow. It addresses on-chain lending rates that swing with utilisation, which makes fixed income hard to plan.

The platform pools deposits centrally, sets annual rate bands by term and asset class, and settles interest weekly, letting users take payment at maturity or draw part of it upfront, with early redemption rules differing by term. It publishes a proof-of-reserves page and has had penetration testing and a bug bounty run by Hacken, keeping custody, matching and risk control inside one operating entity, which differs from the liquidation logic of pooled on-chain lending.