Genera Protocol

Genera is the core lending market on Neura, built around governing deep liquidity for core assets. Depositors earn a floating rate on supplied assets, borrowers post collateral and pay a dynamic rate, and the rate is not hard-coded: veERA votes decide which assets receive emissions, so pools with more emissions carry deeper supply and lower borrowing costs.

Governance uses vote escrow: locking ERA produces a veERA NFT that can steer emissions and rates for core stablecoins and collect bribes from partner protocols, while the locked ERA keeps earning on Neura's veDEX. The protocol also acts as a channel that directs liquidity into structural treasuries, Markets centre on core assets, stablecoin pools carry most settlement demand in the ecosystem, and partners can open collateral markets for their own assets on Genera. The protocol also acts as a channel that directs liquidity into structural treasuries, so applications on Neura share one funding layer.