DeCard

DeCard is a stablecoin spending card from DCS, formerly Diners Club Singapore, running on the Visa network and open to residents of Singapore, Australia, Japan, South Korea, Malaysia, the Philippines, Taiwan, Thailand and Vietnam. The card grants a credit limit rather than a preloaded balance, so stablecoins stay in the user's wallet until the moment of payment, when they are drawn down and converted.

A companion D-Vault account handles reconciliation, limit adjustment and repayment, letting a user see the amount owed for each purchase and cutting the work of checking multi-currency spending; each purchase generates a matching repayment instruction that can be cleared in stablecoins or from an in-app balance, with the statement split by currency. On the business side, co-branded and white-label models package issuing, programme management and operations as a service that partners join through APIs or hosted components, reaching about 175 million merchants.