Bit.Store

Bit.Store is a crypto prepaid-card platform issuing virtual and physical cards on the Mastercard network: the virtual card carries a 10,000 dollar monthly cap with a 2.5 percent top-up fee, the physical card allows 100,000 euros with zero purchase fees inside the European Economic Area, and both top up with more than ten cryptocurrencies or euros while paying crypto back on spending. On the custody side, user assets are protected by Cobo, PCI DSS certification and 3D Secure cover card-scheme compliance, and real-time fraud monitoring with instant freeze rounds out the controls.

Among crypto cards it pushes the top-up-and-spend prepaid model to zero purchase fees in the EEA, with Apple Pay and Google Pay covering online and in-store use. Money and compliance split across two layers: the platform's pool and Cobo custody on the asset side, Mastercard and 3DS on the transaction side. The practical constraint sits in the card tiers: the virtual card's 10,000 dollar monthly ceiling and 2.5 percent top-up fee suit small daily spends, while larger or fee-free usage requires the KYC'd physical card. This entry refers to the Mastercard prepaid-card Bit.Store, unrelated to the Croatian trading platform Bitcoin Store.